Payment methods by gateway
Which payment methods your customers can use with each gateway: card, Apple Pay, Google Pay, BLIK, online transfers, Klarna, installments and bank transfer, by price type and currency.
5 min readLast updated Sep 30, 2026
What a customer can pay with depends on three things: which gateways you connected, which gateways are enabled on the price, and the price itself (its type and currency). This page is the reference for all three.
Methods each gateway provides
The names in the first column are the tiles a customer sees on the checkout and the rows of Payment methods in the checkout editor (Form & UX tab).
| Method on the checkout | Provided by | Price types | Currencies | Extra condition |
|---|---|---|---|---|
| Card | Stripe | All, including subscriptions and installments | Any currency of the price | None |
| Apple Pay, Google Pay | Stripe (on top of card) | All | Any currency of the price | The customer's device and browser must support the wallet; the domain must be registered in Stripe |
| BLIK | Stripe | One-time and recurring-payment | PLN only | BLIK active on your Stripe account |
| Przelewy24 (through Stripe) | Stripe | One-time and recurring-payment | Not offered for USD or GBP prices | Przelewy24 active on your Stripe account |
| Klarna | Stripe | One-time and recurring-payment | Not offered for USD or GBP prices | Klarna active on your Stripe account |
| Przelewy24 | Przelewy24 (your own account) | One-time and recurring-payment | PLN and EUR | None |
| PayU | PayU | One-time and recurring-payment | PLN only | None |
| BLIK (PayU) | PayU | One-time and recurring-payment | PLN only | A BLIK point of sale saved in the PayU Manage window |
| Installments (PayU) | PayU | One-time and recurring-payment | PLN only | Installments available on your PayU account; the price must be within the amount range PayU reports |
| Tpay | Tpay | One-time and recurring-payment | PLN only | None |
| BLIK (Tpay) | Tpay | One-time and recurring-payment | PLN only | Recurring BLIK enabled on my Tpay account switched on in the Tpay Manage window |
| Recurring BLIK | Tpay | Subscriptions | PLN only | The same switch, plus Accept recurring BLIK (Tpay) turned on in the form of each subscription price |
| Installments (Tpay) | Tpay | One-time and recurring-payment | PLN only | Installments available on your Tpay account; the price must be within the amount range Tpay reports |
| Paynow | Paynow | One-time and recurring-payment | PLN only | None |
| PayPal | PayPal | One-time and recurring-payment | Any currency of the price | None |
| Bank transfer | Manual payment | One-time and recurring-payment | Any currency of the price | Manual payment turned on; you approve each order by hand |
The tiles named after a gateway (Przelewy24, PayU, Tpay, Paynow, PayPal) hand the payment over to that gateway. The instruments offered there, for example online transfers or BLIK, depend on your account at the gateway, not on Zanfia.
Rules that apply to every checkout
| Rule | What it means in practice |
|---|---|
| Subscriptions and installments need Stripe | "Subscriptions and installments support card, Apple Pay and Google Pay." The one exception is recurring BLIK through Tpay on subscriptions. |
| USD and GBP prices are card only | With Stripe, a USD or GBP price offers card, Apple Pay and Google Pay. PayPal and bank transfer are not limited by currency. |
| The gateway must be enabled on the price | A connected gateway is offered only on prices where it is switched on. The price form has a gateway setting, and each gateway's Manage window has Enable on all / Disable on all. |
| One BLIK tile per one-time price | If more than one gateway could take BLIK with the code typed on the checkout page, only one tile is shown. BLIK source in the checkout editor picks between Stripe, Tpay and PayU. |
| A checkout can hide or reorder methods, but cannot add unsupported ones | In Form & UX, Payment methods, you choose which methods appear on the checkout and in what order. "Availability still depends on each price's gateways and currency." |
| Installment tiles can be off by default | On checkouts created before installments were introduced, the Installments tile stays hidden until you switch it on in Payment methods. |
| Nothing is offered on an offer that is not live | An inactive or archived checkout, or one past its deadline, shows no payment methods. |
Why a method is missing on my checkout
Work through the list in this order; the first match is the cause.
- The gateway is not connected. Open Integrations → Payments (
/integrations/payments) and check that the card is under Connected. - The gateway is not enabled on this price. Open the price in the checkout editor and check its payment gateways.
- The price type does not allow it. A subscription or installment price shows card and wallets only (plus recurring BLIK with Tpay).
- The currency does not allow it. See the currency column above.
- The method is not active on your Stripe account. In the Stripe Manage window, a red dot on Przelewy24, BLIK or Klarna means Stripe has not activated it; the checkout editor shows "Not active on your Stripe account - enable it in payment gateway settings."
- The method is hidden on this checkout. In Form & UX, Payment methods, look under Hidden on this checkout.
- Apple Pay or Google Pay does not show. The customer's device cannot pay with it, or the domain of the page is not registered in Stripe. See Connect Stripe and Checkout fields and quick payment.
Coming soon
Dodo Payments, a merchant-of-record gateway, is not open to everyone yet and does not appear on the Payments tab.
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