Accept bank transfers with manual payment
Turn on the manual payment method, write the transfer instructions buyers see, and approve or reject each order yourself once the money arrives.
Manual payment lets you sell with ordinary bank transfers that you confirm by hand, with no payment gateway. When you finish, your checkouts offer a bank-transfer option, buyers see your transfer instructions, and you know how to approve an order when the money arrives.
Open Manual payment
In the sidebar open Integrations and choose Payments (/integrations/payments). Click
Connect on the Manual payment card ("Sell with bank transfers you confirm by hand - no
gateway needed."). A window titled Manual payment opens.
Name the method
Method name is the name of this payment method. It starts as Bank transfer; you can change it (up to 100 characters).
Write the payment instructions
In Payment instructions include your bank account number, the recipient name and the transfer
title you expect (up to 5000 characters). The instructions are shown to the buyer on the thank-you
page and in the order confirmation email. Three placeholders are replaced with the order's values:
{{ orderId }}, {{ productName }} and {{ amount }}. Asking for {{ orderId }} in the
transfer title makes it easy to match a transfer to an order.
Save
Click Save. You see "Manual payment settings saved" and the card moves to Connected. The method now appears on your checkouts for one-time prices.
Approve or reject each order
A bank-transfer order waits in Transactions (/orders) with the status Awaiting payment
and two buttons under it. You also get a notification that the client placed an order that awaits
your payment confirmation. When the transfer reaches your account, click Approve: "Confirm the
payment arrived? The customer gets access to the product and receives the purchase confirmation
email." Tick Issue an invoice for this order in the same window if you want an invoice. If the
money never arrives, click Reject: "The order is cancelled and the customer is notified by
email."
Good to know
Until you approve the order the buyer has no access to the product. Zanfia does not see your bank account, so nothing is approved automatically. You can edit the instructions at any time; orders that already exist keep the instructions they were created with.
Where the method appears
| Price type | Manual payment offered |
|---|---|
| One-time and recurring-payment | Yes |
| Subscription and installments | No; these are charged automatically by a gateway |
On a single checkout you can hide the method or change its position in the checkout editor, Form & UX tab, Payment methods, where it is listed as Bank transfer.
Turn manual payment off
Click Manage on the Manual payment card, then Disable and confirm: "Disable manual payment? It will disappear from all checkouts. Pending orders stay and can still be approved or rejected."
Was this article helpful?